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Go Back   FZ1OA Message Board > FZ1 & Fazer Owners Association > "Off Topic" Discussion

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Old 05-24-2019, 08:25 AM   #1
organ donor
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life flight/medevac insurance

I know this topic has been discussed here on this board but my search came up with no good results other than a 14 year old thread about the craziest place you've ever done IT thread started by a user by the name of sexkitten.

Does anyone have any experience with medevac/air ambulance/lifeflight insurance?
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Old 05-24-2019, 08:32 AM   #2
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Air Evac Lifeteam. Also affiliated with AirMedCare. It's a network of companies that you get a membership to. $85/year for your entire family. A bit less for an individual. I've had the membership for many years and glad I never had to use it, but also glad I had it.

Does not cover all areas. There are a few other similar programs in different parts of the country.
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Old 05-24-2019, 08:34 AM   #3
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it depends where you live if you need it or not, and the private insurance you already have. Im almost 100% positive my company doesn't offer such a thing or in a network like that.
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Old 05-24-2019, 09:02 AM   #4
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it depends where you live if you need it or not, and the private insurance you already have. Im almost 100% positive my company doesn't offer such a thing or in a network like that.
That's a bit ironic, isn't it?
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Old 05-24-2019, 09:20 AM   #5
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I believe it has to do with the insurance billing in your state.

My buddy, who I wrote a thread on here about, was flown in my bird. And his health insurance covered it.

When I went to Texas I was baffled by all the adds about buying special medivac insurance.
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Old 05-24-2019, 10:23 AM   #6
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You need to check with your own insurance as to what's covered and where.

When I last looked at mine, they would cover it if deemed necessary by EMS at the scene, regardless of location. Your results may vary.

I did check with mine because I was about to purchase separate coverage, and had questions about their coverage. A friend of mine flies for a service out of Nebraska, I spoke to him and he indicated most of them share coverage across broad regions.
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Old 05-24-2019, 04:08 PM   #7
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I’ve thought about buying it before. I do a lot of scuba diving in the gulf near Panama City/ St Joe Bay. If something were to go wrong and you get decompression sickness, the closest hyperbaric chamber is Mobile, Al. Pretty much a guaranteed chopper ride.
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Old 05-24-2019, 04:26 PM   #8
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Iíve thought about buying it before. I do a lot of scuba diving in the gulf near Panama City/ St Joe Bay. If something were to go wrong and you get decompression sickness, the closest hyperbaric chamber is Mobile, Al. Pretty much a guaranteed chopper ride.
You probably know this but DAN also offers insurance that includes air transport to a chamber. Don't know the limits/exclusions off hand but that's what I went with for dive trips.
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Old 05-24-2019, 06:22 PM   #9
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You probably know this but DAN also offers insurance that includes air transport to a chamber. Don't know the limits/exclusions off hand but that's what I went with for dive trips.
Iíve looked into that too. But decided against getting it for those gulf trips alone. Itís a little hard to get dcs in 30 feet of water.

You have to get out of sight of the shoreline to get below 50 in most places.
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Old 05-25-2019, 06:15 AM   #10
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My helicopter ride in 2011 cost ~21k. My health insurance paid all but $900 of it. However, I would not be surprised if they have greatly reduced or dropped this kind of coverage by now. At $85 a year, this seems like a no brainer.
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Old 05-25-2019, 06:47 AM   #11
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Our insurance has a $750 copay on necessary medical flights. Glad I've never needed it but my question has always been who decides if it was necessary?
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Old 05-25-2019, 07:39 AM   #12
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Old 05-25-2019, 08:52 AM   #13
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Put "medevac" in the search function and it should be the 11th thread down.

Thanks for the input guys I'll be checking with my health insurance and I'm going to call and discuss the coverage with a few places and discuss their plans. I'm interested in doing a trip to Alaska and Canada but I also think it is smart to carry something for my everyday riding especially if it's less than $100 a year. I'll share anything I learn.
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Old 05-25-2019, 10:29 AM   #14
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I remember Sexkitten. She came to a rally with her SO.
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Old 05-25-2019, 12:40 PM   #15
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... my question has always been who decides if it was necessary?
Ask your provider. Mine (United) says "EMS at the scene". If they call them in, it's covered.
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Old 05-25-2019, 01:27 PM   #16
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I just renewed my coverage yesterday. I opted for 3 years since they were providing a discount.

Best,
Ron
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